Daily Briefing: Investing alternatives to residential property;SOR vs SIBOR loans

And here’s some advice for aspiring startups.

• Singaporeans think of any residential property they purchase not just as a home but also as an investment, fuelled by success stories of the past 50 years, which have seen property prices increase in spectacular fashion. However, residential property prices have actually fallen for the 7th consecutive quarter. Here are some alternatives to investing in residential property in Singapore. Read more here. 
• Did you know that the SIBOR- and SOR-linked home loans that we see today in Singapore are pretty recent inventions? Find out which loan suits you better here.
• You can make the world’s coolest and most innovative product, but if people can’t figure out how to use it, there’s not much point to it. Ditto if you spend so much time developing it that others beat you to the punch with what might be an inferior but serviceable thing. Some advice for aspiring startups can be found here.